Fine dining experiences don’t have to come with a full-price tab. Thanks to savvy cashback apps like Fluz, Rakuten, and Ibotta, you can enjoy indulgent meals while earning rewards toward your next culinary adventure. Whether you prefer an elegant steakhouse, modern farm-to-table cuisine, or an upscale fast-casual spot, there are cashback opportunities waiting for you.

Here’s a list of 10 fine dining and upscale restaurant options where you can enjoy great meals — and get paid back for it.

1. The Capital Grille

Known for its dry-aged steaks and award-winning wine list, The Capital Grille is a luxury dining staple. While direct cashback on in-restaurant spend is limited, gift card resellers and occasional offers through cashback platforms like Fluz can help you earn rewards when you purchase Capital Grille gift cards.

Pro tip: Check Fluz for availability of Darden Restaurants gift cards, which cover The Capital Grille and other Darden brands.

2. Ruth’s Chris Steak House

Cashback on Ruth’s Chris gift cards can help offset your indulgent meal. This renowned steakhouse specializes in USDA Prime beef and upscale seafood, making it an ideal destination for celebrations and special occasions. Cashback typically runs around 2% to 4% on Fluz, depending on current offers.

3. Morton’s The Steakhouse

With its sophisticated atmosphere and premium cuts, Morton’s The Steakhouse delivers a memorable fine dining experience. Keep an eye on apps like Rakuten for occasional dining promos, or explore restaurant gift card marketplaces for cashback deals.

4. Fleming’s Prime Steakhouse & Wine Bar

Part of the Bloomin’ Brands family, cashback on Fleming’s gift cards can be earned through Fluz when you purchase Bloomin’ Brands gift cards, which also cover Outback Steakhouse and Bonefish Grill. Expect cashback rates around 2% to 3%.

5. Panera Bread

While traditionally fast-casual, Panera elevates everyday dining with artisan breads and quality ingredients. Plus, cashback on Panera Bread gift cards can reach around 3%, making it a smart pick for relaxed brunch dates or casual dinners with a premium touch.

6. Shake Shack

Gourmet burgers, crinkle-cut fries, and custard shakes make Shake Shack a fast-casual favorite with fine dining flair. You can earn about 2% cashback with Shake Shack gift cards on Fluz, turning your splurge into smart spending.

7. Maggiano’s Little Italy

This upscale Italian-American chain offers hearty portions and an elegant ambiance. Look for cashback on Maggiano’s gift cards, often available through Fluz under the Brinker International brand, which also covers Chili’s and other restaurants.

8. Seasons 52

Focused on fresh, seasonal dishes and an extensive wine selection, Seasons 52 is a great choice for health-conscious food lovers. Check Fluz for Darden Restaurants gift cards, which apply to Seasons 52 and help you earn while you dine.

9. Bonefish Grill

For seafood fans, cashback on Bonefish Grill gift cards offers an easy way to save. As part of the Bloomin’ Brands family, cashback rates through Fluz typically fall around 2% to 3%.

10. P.F. Chang’s

Known for elevated Asian cuisine and sophisticated ambiance, P.F. Chang’s is another excellent option. Check Fluz for opportunities to earn cashback when you purchase P.F. Chang’s gift cards, typically around 2% to 4%.

How to Maximize Your Fine Dining Cashback

To get the most out of your dining budget:

• Always check Fluz before you book your reservation or order online.

• Stack gift card cashback with restaurant loyalty programs and credit card rewards.

• Use apps like Rakuten and Ibotta for additional cashback opportunities on delivery or online ordering.

• If you’re new to Fluz, download the app here to start earning cashback instantly at top dining destinations.

With a little planning, you can enjoy premium dining experiences while keeping your wallet happy.